YOUR FREE CREDIT REPORT
You are entitled to receive one free credit report every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion. This free credit report can be requested through a website, by phone or by mail.

To Request your Credit Report by Website:
Visit: www.annualcreditreport.com

To Request your Credit Report by Phone:
*Call 1-877-322-8228
*You will go through a simple verification process over the phone.

To Request your Credit Report by Mail:
1. Download the request form from the website (You need an Adobe viewer to view the
requested form. Download the free Adobe viewer)
2. Print and complete the form
3. Mail the completed form to:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

CONSUMER CREDIT COUNSELING SERVICES (CCCS)
Visit: www.CCCS-express.org
This is one of several nationally approved credit counseling services which will allow you to complete the credit counseling course required by the 2005 Bankruptcy Code. In addition to the counseling course, it provides a wealth of information on debt management and alternatives to bankruptcy.

THE BANKRUPTCY COURT WEBSITE
Visit: www.vaeb.uscourts.gov
This is the official website for the United States Bankruptcy Court for the Eastern District of Virginia. It provides information about bankruptcy, allows access to all cases filed in the District for persons who register through the PACER system, access to the Court’s calendar, and access to the Judges’ Court decisions and opinions. It contains additional links to the Bankruptcy Code, the Local Rules for the Eastern District of Virginia, the Federal Bankruptcy Code and much more.